Siren's Kiss (2026) s01e02 Episode Script
Episode 2
EPISODE 2
SEIREN
TRANQUILIZER
[phone buzzing]
[tense music playing]
DO EUN-HYUK
Uh, hello?
[Eun-hyuk] Seol-ah.
Where are you?
Why?
Seung-jae, he…
He was in an accident.
Can you up
and come to the harbor right away?
[people chattering indistinctly]
Yes, it's him.
He was my fiancé.
Did you know?
That Mr. Yoon had canceled
the insurance policy before he died?
Yes.
[smacks lips] What a shame.
If only he hadn't canceled,
you could've pocketed 490,000.
You must have a lot of time on your hands,
investigating a canceled policy.
[smacks lips] You couldn't get the payout,
but the prepaid amount of the policy
was returned to Mr. Yoon's account.
So now you think that money
ended up in my hands?
You think I killed my fiancé
for just 140,000?
I wonder… What does my fiancé's accident
have to do with Ms. Kim's case?
[inhales sharply]
[sighs]
I can smell it.
The stench of someone trying to…
Cash in on human lives.
[Eun-hyuk] Seol-ah.
What's going on here?
Who are you?
You're the one
who butted in on our conversation.
Who do you think you are,
treating Seol-ah like…
It's fine.
Do you know Mr. Yoon Seung-jae too?
I'd like to speak with you.
Maybe I can get your contact info?
I'll give you my business card, then.
I'll be waiting.
You haven't eaten, right?
Just give me a minute.
NONGHYUP LIFE INSURANCE
SIU SENIOR MANAGER CHA WOO-SEOK
Why'd an investigator come to see you?
Why did he ask about Seung-jae?
I think both Kim Yun-ji and Seung-jae
had insurance with that company.
Insurance?
[tense music playing]
[Eun-hyuk] "Seiren?"
SEIREN
You know, the mermaid
who lured sailors with her singing.
I think I've read about that
in Greek mythology.
[smacks lips]
I always found that story interesting.
Why did all those men,
decided to jump into the water,
- even knowing they'd die?
- [chuckles]
Is that why you turned it
into your restaurant's logo?
[Seung-jae] Yeah. [Sighs]
SEIREN
Seol-ah doesn't show me everything.
There are times when she feels unfamiliar,
like a stranger.
As if she might vanish one day.
Hyeong…
Are you still worried that Seol-ah
might turn down your proposal?
Actually, now…
My life insurance is for Seol-ah.
[sighs]
- [phone beeps]
- [line ringing]
EUN-HYE
[phone buzzing]
KIM YUN-JI
AUCTIONEER AT ROYAL AUCTION
DATE OF DEATH: AUGUST 26, 2025
POLICY ISSUE DATE: AUGUST 10, 2023
PUSHED? ACCIDENT? SUICIDE?
TIP CALL BEFORE DEATH
[Seol-ah] I wonder, what does my fiancé's
accident have to do with Ms. Kim's case?
YOON SEUNG-JAE, OWNER OF THE GALLERY
DATE OF DEATH: AUGUST 17, 2025
BENEFICIARY: HAN SEOL-AH
CHEONGYANG RIVER YACHT ACCIDENT: DROWNED?
So now you think that money
ended up in my hands?
You think I killed my fiancé
for just 140,000?
These are the works that just came in.
CHIEF AUCTIONEER HAN SEOL-AH
And the condition report for the pieces?
I found the file on Ms. Kim's computer.
I'll finish the report.
All right. Thanks, Sang-mi.
[Sang-mi] No problem.
And about that…
KIM YUN-JI
What should we do?
COMMUNITY CHAT SEARCH
RISK LIFE FOR MONEY
[recruiter] Looking for people
to risk their lives to make money.
In Cheongun.
Clean insurance history required.
Recruiting hitters.
- If we go easy…
- [Woo-seok] What's your rate?
[recruiter] …about $2,000 per person?
[Woo-seok] I'm in.
[recruiter] What car do you have?
The pricier it is, the less suspicious.
[funky music playing]
[Woo-seok] Of course,
it's a foreign brand.
[colleague] Oh, sure. I'll get back
to you, then. All right, bye.
[inhales sharply] Mr. Cha.
Uh, Kim Yun-ji's family didn't know
anything about the insurance policy.
Take your time to compose yourself,
and when you're ready,
you can give me a call.
I'll make sure the insurance is paid out.
[sighs]
Thank you.
I appreciate that,
but if my child could just come back,
I'd gladly pay
a hundred times that amount.
I lost my precious daughter for that.
What's the use of any of this? [Sighs]
[doorbell rings]
[door opens]
[curious music playing]
[parent sobs]
[sighs] I'll take that.
It's really heavy.
[inhales sharply] I'm so sorry…
Let me give you a hand.
[parent] Oh,
he's from the insurance company…
Where should I put this?
[parent] Oh, this way.
I felt like she might
come back any minute,
so I left everything like it was.
You can put that here.
[sniffles]
It looks like lot of
work related documents.
Would you like to take some,
in case you might need them?
Sure. That would be great.
[parent] All right.
Then take a look around.
I'll prepare some tea for you
in the meantime.
[tense music playing]
[sighs]
H2 2025 GLOBAL ART TRENDS REPOR
SEUNG-JAE
HAN SEOL-AH BUSINESS TRIP
HAN SEOL-AH MEETING
OUT-OF-OFFICE AFTER MEETING,
HAN SEOL-AH VACATION
Do you mind stepping out for a minute?
Why?
Do you need to snoop around by yourself?
Didn't you hear what her mother said?
She told me to take the work documents.
[door opens]
[door closes]
WEDNESDAY, 16TH: HAN SEOL-AH BUSINESS TRIP
THURSDAY, 17TH: HAN SEOL-AH MEETING
WITH SU GALLERY MANAGER
THURSDAY, 24TH: HAN SEOL-AH ON LEAVE
WEDNESDAY, 30TH: OUT OF THE OFFICE ALL DAY
MAYBE A VIP CLIENT MEETING?
[parent] She never smiled again
after joining the auction house.
She quit her previous job,
and suddenly she said
she was going to work there,
so I thought it was strange, but…
What was she like?
What was Ms. Kim like at work?
She was a diligent employee.
I heard she was about to be promoted.
Well, I just don't get it.
When something like this
happens at the workplace,
there's usually some message behind it.
Workplace harassment,
conflicts among colleagues…
But you're saying
none of that was the case?
Then what could it be?
The company doesn't know everything
about their employees.
Do you know of anything
that might have been bothering her?
There's one thing
that's been bothering me…
[door opens]
[door closes]
[tense music playing]
[parent] Why have you been staying
out so late these days?
Get up and at least have a bite
before going back to bed.
Are you seeing him again?
[breathes shakily]
[parent] Were you with him last night?
[crying]
Oh gosh. What is it, Yun-ji?
Do you happen to know
the guy Yun-ji was dating?
A guy?
[parent] I'm her mother,
and I don't know anything.
[sniffles]
I don't know why my child
was suffering so much,
or why she made that choice.
ASSOCIATE AUCTIONEER KIM YUN-JI
I'm her mother,
and yet I know nothing. [Crying]
I'm sure you already
combed through the office.
Did you come here to check
if she left anything at home?
You were the one doing the checking first.
I guess you didn't find anything.
Are you curious about what I found?
I could tell you, you know.
You can keep it to yourself.
Whatever your role or why you're here,
interrogating someone in front of
a grieving mother is upsetting.
You were supervisor. Can't you cooperate?
I've already cooperated with the police.
And I'm not interested in digging
into the deceased's private matters.
I'm trying to uncover the truth,
whether it was a wrongful death or not.
Wrongful death?
[tense music playing]
How about wrongful suspicion?
We don't really know
who the true victim is, do we now?
[car lock clicks]
[car door closes]
[engine starts]
CEO YOON SEUNG-JAE
VIOLENT CRIMES UNIT 1
CALL LOG
NAME: KIM YUN-JI
YOON SEUNG-JAE
YOON SEUNG-JAE
Yoon Seung-jae.
Yoon Seung-jae.
Yoon Seung-jae.
[door closes]
Hey, Ggong. Yoon Seung-jae.
You've heard the name?
Yes, I left the investigation report
on your desk.
[Seong-il] Investigation report?
GANGNAM "A CLUB" VIP NARCOTICS CASE
GANGHA POLICE STATION
YOON SEUNG-JAE DEATH CASE
BODY FOUND FLOATING IN WATER
BODY IDENTIFIED BY FIANCÉE (HAN SEOL-AH)
NONGHYUP LIFE INSURANCE
2025 CERTIFIED
INSURANCE FRAUD INVESTIGATOR
[mumbling]
What? He's still not here yet?
The quarter's just about to close.
- That little piece of…
- [phone beeps]
- Damn it…
- [line rings]
- [line clicks]
- Hey, Mr. Cha.
Where are you, punk?
Oh! Well, then you should
use some funds for sure, yeah.
Yeah, yeah, all right. Be careful, okay?
- [phone beeps]
- What did he say?
That he's working
on a big case. [Chuckles]
[sighs] I swear,
I'm done being this office's jibakryeong.
I really am!
"The Purpose of Insurance."
[funky music playing]
CHEONGUN, WHERE LIFE IS GOOD
WELCOME TO CHEONGUN CITY
All right, the backers are here.
Where are you, hitter?
- [Woo-seok] I'm a half-mile behind you.
- This is your first time, right?
We'll go straight, turn right,
and slam on the brakes, so be bold.
Just go for it. Just go for it and hit us.
Man, but it's a small car…
Just hit us hard.
We won't die anyway, man.
All right, I'm going full force, then.
Okay, what's the plate number again?
7622. Okay, don't make it too obvious.
Hey, let's go.
[patrons chattering indistinctly]
[associate] Why isn't he here yet?
Ah, Cha Woo-seok, you jerk.
What's taking so long?
- Hey, scoot over, will you?
- [passenger] Damn it! Just stay still.
- Man, why is it so cramped in here?
- Hey, this guy… Why isn't he…
Where is he?
Hello? Where are you?
You said it was a foreign brand.
Yeah, it is. But it's kind of big.
What's he talking about? [Clicks tongue]
[horn honks]
[triumphant music playing]
- [gasps]
- [horn honks]
SEOUL 06 G 7622
Hey, look! Hey, hey, hey!
- Oh, no!
- [clamoring]
- [shouting, clamoring]
- Go! Go!
[shouting, clamoring continues]
Faster! Faster!
Hey, you crazy bastard! Stop the car!
Hey! Step on it. Just step on it, man!
[shouting, clamoring continues]
Go, go, go, go! Step on it!
Go, go, go, go! That way! That way!
Hey, hey, hey! Come on!
[chuckles]
- Hey! Watch out!
- [clamoring continues]
[patrons gasp]
[yelps, groans]
Ouch…
[groaning]
[patrons murmuring]
[associate] Ah, geez
[passengers groaning]
Ow, I feel like I'm going to die.
I am gonna die.
[recruiter] What are you looking at?
It's nothing. Go back inside.
Oh, no!
I was going to hit you from behind,
but you crashed
into the truck in front of you.
Hey, were you trying to
kill us or something?
Yeah, how did you know, huh?
- [associate] Hey.
- Yeah?
Oh, uh, let me introduce you.
This here is Detective Kim
from the Cheongun Police Station.
Oh, and Detective Kim,
this is the Cheongun Family Gang.
An insurance fraud ring.
Ah… Oh… [chuckles]
An insurance fraud ring?
- Don't move. Don't move.
- Detective… Detective?
Show me your hands.
- [screams, groans]
- N-No, no, no.
- Hey, hey, hey!
- Yo, I'm hurt!
Let's go.
- [passenger groans]
- [Woo-seok] Bye!
Hey, no wonder.
That's why you wanted to
meet here randomly
- and not the station.
- [Woo-seok chuckles]
[Woo-seok] Here.
Files on all the scams they've pulled off.
CCTV footage included.
Wow. This is what I'm talking about.
A guy like you
should've stayed a detective.
I'll show you
what you asked me to look into.
[inhales sharply]
When the team got there,
he was already dead.
It was an accident.
Are you sure Yoon Seung-jae was
on that yacht alone?
Yeah, there were quite a few witnesses,
like the harbor staff and some anglers.
- What about the autopsy?
- Drowning.
Seems he accidentally fell into the water
and then he hit the propeller.
There's nothing unusual
about the incident itself,
except for…
Here it is.
At the time, his entire family was abroad,
therefore his fiancée came
to confirm his identity.
The body was severely damaged,
so I was worried she might faint,
but she didn't even bat an eye.
[sinister music playing]
Here.
I've canceled the insurance,
you don't have to worry.
[phone buzzing]
CHAIR KIM
I always make sure to put domijjim
on the table for my father's jesa.
- He must've liked it.
- [Chair Kim scoffs]
Actually, he hated it.
I only make it because I want to eat it.
[opera music playing]
Try it.
Are you sure you didn't make it for me?
- Sharp as ever. [Chuckles]
- [chuckles]
[Chair Kim] Back in the day,
I'd visit Han's studio
with sliced raw fish,
and you'd get so excited.
Boy, you were just a little kid,
and there was nothing you wouldn't eat.
- [chuckles]
- You remember stuff like that?
Visiting Ms. Kim's family was a good call.
You've got to be smart
like that to protect the company.
These days, there's so much talk
about workplace bullying and whatnot.
How did you know
They called to thank me.
You know her father works
at the National Tax Service?
If they wanted to,
they could clean out an auction house.
[Seol-ah] From what I've heard,
it had to do with Ms. Kim's personal life.
They don't hold any grudge
against us at all,
though her mother has been having
a hard time.
You're having a hard time too.
I heard your fiancé had an accident.
If something like that happened,
you should've told me
and taken some time off or something.
I figured it's best
to just focus on work. [Chuckles]
Tsk, tsk, tsk.
You poor thing.
[sighs] Here, hurry up
and eat while it's still warm.
[sucking]
[Seol-ah retching]
[tense music playing]
[toilet flushes]
[sighs]
[sighs]
[piano music playing]
I'm Cha Woo-seok,
the insurance investigator who called.
SENIOR MANAGER CHA WOO-SEOK
What is this about?
I'm investigating
Mr. Yoon Seung-jae's insurance.
I know he had a fiancée.
I know, Seol-ah nuna.
Do you know Ms. Kim Yun-ji as well?
Sorry?
This woman.
[manager] Oh, I've seen her.
She's been coming here often lately.
Ms. Kim Yun-ji was here?
What for?
That I don't know.
[patrons chattering indistinctly]
What was her relationship
with Mr. Yoon like?
Did they knew each other
for a long time, or…
[manager] They didn't seem close at all.
Actually, Mr. Yoon
wasn't really fond of her.
When was she here last?
[manager] The day
before Mr. Yoon's accident.
Even that day, she showed up,
said she had something to tell him,
and waited until we closed.
Right there.
[door opens]
[door closes]
[melancholy music playing]
[Detective Kim] When the team got there,
he was already dead.
It was an accident.
Kim Yun-ji met with Yoon Seung-jae…
[sighs] …and now they're both dead.
Just ten days apart.
I didn't know you were this capable.
[Seong-il] A cop may have
reasonable suspicions.
But why would an insurance investigator
chase a case with no payout?
See, that's your problem, "Sir".
You lack imagination.
Do you think this is the first time?
This is why you're always behind me.
Don't you think your imagination
is the problem?
Isn't believing your sister was murdered,
just… [sighs] …a delusion?
[scoffs]
You cant admit your incompetence as
a detective, yet you want peace of mind.
So yeah, I get it.
But are you at peace?
[melancholy music playing]
[Woo-hee] What are you thinking about?
Ugh, quit worrying!
I'm not worried.
Really, It's written all over your face.
I didn't lie like the others.
I told them straight up
that I was going on a trip
with my boyfriend.
[chuckles]
Wow, when did you grow up so much?
At this rate, I'll get married before you.
[sighs]
Ms. Cha Woo-hee, easy, all right?
Gettin' married, already?
I'll have what she's having.
Did you know that Kim Yun-ji went
to Yoon Seung-jae's restaurant?
The day before his accident.
So?
Why did the two of them meet?
No matter how close you are,
you can't know everything about them.
So, you know nothing?
Oh, then what could it be?
Why did your fiancé have
to meet your co-worker in secret?
[inhales sharply] And it seems like
they met more than once.
Oh, no way.
Were they involved or something?
[tense music playing]
Killing because you love.
Killing because there's no love.
Wanting to kill as much as you love.
Affairs are the most common motive
for murder.
[scoffs]
Affair?
Don't like that topic?
How about premeditated murder?
Do you know what all insurance scammers
have in common?
Once they get a taste of money,
they always want more.
Bigger money, easier money.
The scale keeps growing,
and they keep getting bolder,
- so people around them start to notice.
- [scoffs]
- What does that have to do with my
- [Woo-seok] Ms. Han Seol-ah.
I'm following up on a tip.
Yoon Seung-jae's death appears
to be a murder for insurance.
[scoffs]
It was Ms. Kim Yun-ji, wasn't it?
We were supposed to meet that night.
And then she kills herself?
[scoffs] That doesn't make
any sense to me.
Stop playing detective for once.
I never got any insurance money,
which means I'm not
someone you should be investigating.
If I dig deeper, I'll find the answer.
What is it that you really want to know?
Your fiancé and Kim Yun-ji…
Did you kill them?
[scoffs]
[scoffs]
[gasps]
[sighs]
SATURDAY, SUNDAY
HAN SEOL-AH IN CHEONGUN CITY
HAN SEOL-AH, KIM YUN-JI, YOON SEUNG-JAE
A love triangle?
It seems Han Seol-ah didn't know.
Really?
Micro expressions. [Sighs]
No matter how good your poker face is,
you can't hide the fleeting expressions
that pass in an instant.
She didn't know.
[inhales sharply] Well, they're both dead,
- so there's no way to find out now.
- [sighs]
[Gong] What really happened?
[inhales sharply] But that woman…
When I asked her if she killed them both,
she was unfazed.
It's one of two things.
Either she's innocent,
or she's deceiving everybody perfectly.
Isn't it only attempted fraud then?
Ju Hyun-su didn't intend
to commit murder either.
It started with the insurance money
from the car accident.
When his personal
injury claim got blocked,
he looked for a scapegoat.
And that was my sister.
So, you think Han Seol-ah likely received
an insurance payout in the past too?
Probably.
[sighs]
[tense music playing]
[employee 1] I heard Ms. Kim died
after an argument with Ms. Han.
[employee 2 gasps] Really?
I heard Ms. Han treated Ms. Kim terribly.
[sighs]
[employees whispering]
I started feeling anxious
when you cut up that painting.
[scoffs] If I were her,
I would have wanted to die too.
I never told you this, but Ms. Kim came
to me in tears more than once or twice.
Because of you, of course.
Right, you should've
comforted her properly.
Seems like she couldn't
rely on you either, Mr. Song.
[sighs] Anyway, forget it.
What matters is public opinion, right?
[voice] The real reason Kim Yun-ji died.
I heard Han Seol-ah was
always picking on Kim Yun-ji.
There have been rumors lately,
- Ms. Han is Chair Kim's hidden daughter?
- [scoffs]
[voice] Ah, no way.
If you want to sway public opinion,
at least use multiple accounts.
What? What?
Oh, shit.
She really has a sharp eye, seriously…
Oh, damn it.
[funky music playing]
[camera shutter clicks]
[Eun-hyuk] Bring it up a bit.
[camera shutter clicking]
Okay, next.
Stop.
[Eun-hyuk sighs]
Lighting, 20.
Okay, next one.
[phone buzzes]
[Eun-hyuk] Hey. Should we take
a ten-minute break?
Sure.
THE REAL REASON KIM YUN-JI DIED
RUMORS ABOUT CHIEF AUCTIONEER REPLACEMEN
IS IT TRUE THAT MS. HAN IS QUITTING?
[visitor] So what do you think?
About what?
How much do you trust
your best friend, Han Seol-ah?
Just go do your job.
That eonni scares me now.
And I'm worried about you, oppa.
[sighs]
Be honest. You suspect her too, don't you?
Look,
Eun-hye, it was Seol-ah
who got you this internship.
The scholarship you received,
the training opportunity…
You didn't just get them by chance.
[scoffs] I never asked her to.
Who does she think she is?
- Come on. She considers us family.
- [Eun-hye] Family?
She's just pretending to do things
for me while using you.
She keeps you around
so you take photos like this.
Watch what you say, will you?
[sighs]
[siren wailing in distance]
[melancholy music playing]
This is really good.
[Woo-seok chuckles]
Mister, I know you said it before,
that if I got sick
and my mom got the money,
it wouldn't really make her happy.
And that it would only
lead her down a bad path.
What would happen to Mom
if I told you the truth?
[sniffling] Would she be taken away?
[sighs]
Chae-rin.
You're the only one who can stop your mom.
You can stop her now.
And all I want is to protect you
so you stop suffering.
I'm sorry I couldn't stop it sooner.
[sniffles, cries]
[sighs]
This makes me so mad.
How many years do you think
Chae-rin's mom would actually serve?
Seriously… Can't they just lock
someone like that up for good?
Calls herself a mother!
I'm glad Chae-rin spoke up,
even if it's only now.
I wonder if this is what she wanted…
No matter how bad a mother is,
a child would still miss them.
Still, we couldn't
just leave her like that.
We had to save her.
Yeah, did we really save her, though?
At least we saved her from the worst.
Ah, what a crazy world…
All for the sake of money.
I applied for her foster care
and medical support,
you follow up on it, Mr. Ahn.
Oh, yes. Don't worry, it's all set.
[phone buzzing]
[Woo-seok sighs]
Cha Woo-seok speaking.
Mr. Cha, I'm calling from
the Insurance Fraud Prevention
at the Korea Life Insurance Association
regarding Han Seol-ah
and found one policy at HA.
[tense music playing]
[printer whirring]
SHOCK AS DOCTOR IN 30S DIES
IN SUSPECTED PROPOFOL SELF-INJECTION
NFS REVEALS, "CAUSE OF DEATH WAS
PROPOFOL OVERDOSE, NO SIGNS OF FOUL PLAY"
[Woo-seok] The doctor's name is
Choi Young-ho.
He had a life insurance policy
with HA Life Insurance,
with 350k payable
to his then-girlfriend, Han Seol-ah.
His policy was also canceled
before he died.
What? So she never received
that money either?
- [sighs]
- I mean…
What's going on with this woman?
In any case, she never received a payout.
Wait, two people are dead now,
both covered by huge insurance
policies with the same beneficiary.
As a former detective,
don't you find that suspicious?
I do, that's why
it's not really our business,
unless the police take an interest in it.
Man, you've really become
a corporate guy to the core. [Sighs]
Just leave it to Detective Gong.
Don't waste your energy on something
- that won't help your stats.
- [sighs]
- Tsk.
- [smacks lips] Hey, Cha-cha.
Hey, Cha-cha!
Hey, why am I reminded of that movie?
[eerie music playing]
What are you doing?
Don't you know Basic Instinct, Mr. Koo?
Couldn't Han Seol-ah be
like Sharon Stone in Basic Instinct?
Using her incredible beauty
to lure men into insurance policies,
then killing them without mercy! [Grunts]
[grunts]
Should I just kill him already?
"Insurance investigator."
ION MENTAL CLINIC
I don't see why I should tell you
about a deceased person's private life.
You're not an officer.
Then do you know
a woman named Han Seol-ah?
[scoffs]
Our client's information
is strictly confidential.
So, Ms. Han Seol-ah was your patient?
[tense music playing]
Anyway,
I have nothing to tell you. [Sighs]
[sighs, smacks lips]
[chuckles] Hello.
Hello.
Ugh, hmm, I'm so hungry.
Hmm… [sighs]
Ms. Kim Mi-yeon?
Do you know anything about Ms. Han Seol-ah
and Dr. Choi Young-ho?
Could you spare me a moment?
[sighs] It won't be cheap.
[scoffs]
[inhales sharply]
Was it depression?
[Mi-yeon] Mmm.
I guess she was really hurt
after breaking up with her boyfriend.
[inhales deeply]
[inhales sharply] So, she had another
boyfriend before Dr. Choi Young-ho?
What? You think she never dated
before that, when she's that pretty?
Dr. Choi was head over heels,
he even dumped his girlfriend for her.
[tense music playing]
Anyway, the wounds of love
are healed through new love.
It's one of those cliché stories.
Judging by how things
turned out for Dr. Choi, though,
it didn't really work.
[inhales sharply]
[Woo-seok] By any chance,
is there anything else you know
about Han Seol-ah's ex-boyfriend?
He died somewhere in the Middle East.
I heard it was in a terrorist attack.
Are you sure he's dead?
[Mi-yeon] Yeah. I mean,
you don't hear that often.
A terrorist attack.
HAN SEOL-AH MEETING WITH CHAIR KIM,
AUCTION TEAM AFTERNOON MEETING
HAN SEOL-AH BUSINESS TRIP
LEASE SIGNING FOR LUEN PALACE UNIT 702
Did you know that Kim Yun-ji went
to Yoon Seung-jae's restaurant?
The day before his accident.
Why did the two of them meet?
LEASE SIGNING FOR LUEN PALACE UNIT 702
[Eun-hyuk] You're still here this late?
Y-Yeah.
Why?
Uh, I was just organizing some documents.
Anyway, what brings you here at this hour?
[inhales sharply]
Um…
I just wanted to ask you something.
Seung-jae hyeong once mentioned…
That he put you in his life insurance.
By any chance…
Did you get the payout?
Why do you want to know that?
- Tell me, I need to know.
- [scoffs]
Why are you acting like this too?
You…
Did you really love Seung-jae hyeong?
[melancholy music playing]
Hey, Seol-ah.
What exactly is it that you want to hear?
Don't you think you're being
too cruel to me right now?
No, that's not what I meant…
I thought at least you were on my side.
[scoffs] So this is all we are Eun-hyuk.
INSURANCE FOR THE ONES YOU LOVE
[scoffs]
[sinister music playing]
YOON SEUNG-JAE, CHOI YOUNG-HO,
A THIRD MAN?
HAN SEOL-AH
[sighs, smacks lips]
[groans]
[sighs]
Mmm.
[grunts]
"TERRORIST BOMB ATTACK IN SYRIA
KILLS KOREAN MAN"
1 KOREAN AID WORKER KILLED
[newsreader] On the 14th,
amid a terrorist attack
by the IS armed group in Raqqa, Syria,
a Korean aid worker was killed,
adding to the tragedy.
The attack took place in an area
controlled by IS-affiliated armed forces,
and reports say dozens of people were
killed in the powerful explosion.
THE DECEASED WAS A KOREAN NGO WORKER
PROVIDING HUMANITARIAN AID…
It was consigned under my name?
Yes, I was told someone left it here
and it was to be given to you.
The title is
"An Orphan from Syria."
Nice painting.
[tense music playing]
Unauthorized personnel are
not allowed here.
Please leave.
Seven years ago,
there was a woman who had a boyfriend.
He was an aid worker
for a relief organization
who often went
to dangerous conflict zones.
He took out a life insurance policy
that would pay $140,000
in the event of his death.
To the woman he loved the most.
[smacks lips] The man was killed
in a terrorist attack in Syria…
But the woman couldn't
collect the payout. Why?
Because he suddenly canceled the policy.
The shock must have been enormous.
She lost both her lover
and the insurance money.
The woman, suffering from depression,
began seeing a psychiatrist.
Whether she truly had depression
or was pretending, no one knows.
And this is where the psychiatrist
enters the story.
A man who fell
in love with her while treating her.
ION MENTAL CLINIC
DIRECTOR CHOI YOUNG-HO
He took out a life insurance policy
with the woman as beneficiary,
but canceled it a few days
before his suicide.
The same can be said about the restaurant
owner who drowned in the river.
The woman lost three men
but gained nothing from their deaths.
On the other hand, I learned something
from these three cases.
If you fall in love with Han Seol-ah…
You will die.
That's a fact.
The men probably wanted
to save that wounded woman.
That's just how men are.
Once they fall in love,
they stop thinking straight.
So they gave everything they had,
even their own lives.
To them…
She must have seemed pitiful
and vulnerable.
A woman in need of protection.
So how does that woman
look to you right now then?
[tense music playing]
Not sure.
I can't really see her.
[gentle music playing]
Now, can you see?
[sighs]
That pitiful woman.
Does she really look
like the kind of woman
who wants to be saved by another man?
Everyone who loves me ends up dead?
You're talking as if you know
everything about me.
Then please tell me one thing.
Who's next?
Next?
The next man who will fall in love…
With Han Seol-ah.
SPECIAL THANKS TO LEE ELIJAH
AND HA SEOKJIN FOR THEIR APPEARANCE
[Seol-ah] The pain of becoming a mistress.
And a man who refuses
to honor the promised price.
[Woo-seok] What did you gain
from those men's deaths?
Does knowing that
change anything at all now?
[Woo-seok] I think I know where it is.
[Jun-beom]
It felt like I was falling in love.
So, have you picked the next man?
[Seol-ah] If you don't want people
getting the wrong idea, step aside.
Who are you, really?
Why did you approach me?
SEIREN
TRANQUILIZER
[phone buzzing]
[tense music playing]
DO EUN-HYUK
Uh, hello?
[Eun-hyuk] Seol-ah.
Where are you?
Why?
Seung-jae, he…
He was in an accident.
Can you up
and come to the harbor right away?
[people chattering indistinctly]
Yes, it's him.
He was my fiancé.
Did you know?
That Mr. Yoon had canceled
the insurance policy before he died?
Yes.
[smacks lips] What a shame.
If only he hadn't canceled,
you could've pocketed 490,000.
You must have a lot of time on your hands,
investigating a canceled policy.
[smacks lips] You couldn't get the payout,
but the prepaid amount of the policy
was returned to Mr. Yoon's account.
So now you think that money
ended up in my hands?
You think I killed my fiancé
for just 140,000?
I wonder… What does my fiancé's accident
have to do with Ms. Kim's case?
[inhales sharply]
[sighs]
I can smell it.
The stench of someone trying to…
Cash in on human lives.
[Eun-hyuk] Seol-ah.
What's going on here?
Who are you?
You're the one
who butted in on our conversation.
Who do you think you are,
treating Seol-ah like…
It's fine.
Do you know Mr. Yoon Seung-jae too?
I'd like to speak with you.
Maybe I can get your contact info?
I'll give you my business card, then.
I'll be waiting.
You haven't eaten, right?
Just give me a minute.
NONGHYUP LIFE INSURANCE
SIU SENIOR MANAGER CHA WOO-SEOK
Why'd an investigator come to see you?
Why did he ask about Seung-jae?
I think both Kim Yun-ji and Seung-jae
had insurance with that company.
Insurance?
[tense music playing]
[Eun-hyuk] "Seiren?"
SEIREN
You know, the mermaid
who lured sailors with her singing.
I think I've read about that
in Greek mythology.
[smacks lips]
I always found that story interesting.
Why did all those men,
decided to jump into the water,
- even knowing they'd die?
- [chuckles]
Is that why you turned it
into your restaurant's logo?
[Seung-jae] Yeah. [Sighs]
SEIREN
Seol-ah doesn't show me everything.
There are times when she feels unfamiliar,
like a stranger.
As if she might vanish one day.
Hyeong…
Are you still worried that Seol-ah
might turn down your proposal?
Actually, now…
My life insurance is for Seol-ah.
[sighs]
- [phone beeps]
- [line ringing]
EUN-HYE
[phone buzzing]
KIM YUN-JI
AUCTIONEER AT ROYAL AUCTION
DATE OF DEATH: AUGUST 26, 2025
POLICY ISSUE DATE: AUGUST 10, 2023
PUSHED? ACCIDENT? SUICIDE?
TIP CALL BEFORE DEATH
[Seol-ah] I wonder, what does my fiancé's
accident have to do with Ms. Kim's case?
YOON SEUNG-JAE, OWNER OF THE GALLERY
DATE OF DEATH: AUGUST 17, 2025
BENEFICIARY: HAN SEOL-AH
CHEONGYANG RIVER YACHT ACCIDENT: DROWNED?
So now you think that money
ended up in my hands?
You think I killed my fiancé
for just 140,000?
These are the works that just came in.
CHIEF AUCTIONEER HAN SEOL-AH
And the condition report for the pieces?
I found the file on Ms. Kim's computer.
I'll finish the report.
All right. Thanks, Sang-mi.
[Sang-mi] No problem.
And about that…
KIM YUN-JI
What should we do?
COMMUNITY CHAT SEARCH
RISK LIFE FOR MONEY
[recruiter] Looking for people
to risk their lives to make money.
In Cheongun.
Clean insurance history required.
Recruiting hitters.
- If we go easy…
- [Woo-seok] What's your rate?
[recruiter] …about $2,000 per person?
[Woo-seok] I'm in.
[recruiter] What car do you have?
The pricier it is, the less suspicious.
[funky music playing]
[Woo-seok] Of course,
it's a foreign brand.
[colleague] Oh, sure. I'll get back
to you, then. All right, bye.
[inhales sharply] Mr. Cha.
Uh, Kim Yun-ji's family didn't know
anything about the insurance policy.
Take your time to compose yourself,
and when you're ready,
you can give me a call.
I'll make sure the insurance is paid out.
[sighs]
Thank you.
I appreciate that,
but if my child could just come back,
I'd gladly pay
a hundred times that amount.
I lost my precious daughter for that.
What's the use of any of this? [Sighs]
[doorbell rings]
[door opens]
[curious music playing]
[parent sobs]
[sighs] I'll take that.
It's really heavy.
[inhales sharply] I'm so sorry…
Let me give you a hand.
[parent] Oh,
he's from the insurance company…
Where should I put this?
[parent] Oh, this way.
I felt like she might
come back any minute,
so I left everything like it was.
You can put that here.
[sniffles]
It looks like lot of
work related documents.
Would you like to take some,
in case you might need them?
Sure. That would be great.
[parent] All right.
Then take a look around.
I'll prepare some tea for you
in the meantime.
[tense music playing]
[sighs]
H2 2025 GLOBAL ART TRENDS REPOR
SEUNG-JAE
HAN SEOL-AH BUSINESS TRIP
HAN SEOL-AH MEETING
OUT-OF-OFFICE AFTER MEETING,
HAN SEOL-AH VACATION
Do you mind stepping out for a minute?
Why?
Do you need to snoop around by yourself?
Didn't you hear what her mother said?
She told me to take the work documents.
[door opens]
[door closes]
WEDNESDAY, 16TH: HAN SEOL-AH BUSINESS TRIP
THURSDAY, 17TH: HAN SEOL-AH MEETING
WITH SU GALLERY MANAGER
THURSDAY, 24TH: HAN SEOL-AH ON LEAVE
WEDNESDAY, 30TH: OUT OF THE OFFICE ALL DAY
MAYBE A VIP CLIENT MEETING?
[parent] She never smiled again
after joining the auction house.
She quit her previous job,
and suddenly she said
she was going to work there,
so I thought it was strange, but…
What was she like?
What was Ms. Kim like at work?
She was a diligent employee.
I heard she was about to be promoted.
Well, I just don't get it.
When something like this
happens at the workplace,
there's usually some message behind it.
Workplace harassment,
conflicts among colleagues…
But you're saying
none of that was the case?
Then what could it be?
The company doesn't know everything
about their employees.
Do you know of anything
that might have been bothering her?
There's one thing
that's been bothering me…
[door opens]
[door closes]
[tense music playing]
[parent] Why have you been staying
out so late these days?
Get up and at least have a bite
before going back to bed.
Are you seeing him again?
[breathes shakily]
[parent] Were you with him last night?
[crying]
Oh gosh. What is it, Yun-ji?
Do you happen to know
the guy Yun-ji was dating?
A guy?
[parent] I'm her mother,
and I don't know anything.
[sniffles]
I don't know why my child
was suffering so much,
or why she made that choice.
ASSOCIATE AUCTIONEER KIM YUN-JI
I'm her mother,
and yet I know nothing. [Crying]
I'm sure you already
combed through the office.
Did you come here to check
if she left anything at home?
You were the one doing the checking first.
I guess you didn't find anything.
Are you curious about what I found?
I could tell you, you know.
You can keep it to yourself.
Whatever your role or why you're here,
interrogating someone in front of
a grieving mother is upsetting.
You were supervisor. Can't you cooperate?
I've already cooperated with the police.
And I'm not interested in digging
into the deceased's private matters.
I'm trying to uncover the truth,
whether it was a wrongful death or not.
Wrongful death?
[tense music playing]
How about wrongful suspicion?
We don't really know
who the true victim is, do we now?
[car lock clicks]
[car door closes]
[engine starts]
CEO YOON SEUNG-JAE
VIOLENT CRIMES UNIT 1
CALL LOG
NAME: KIM YUN-JI
YOON SEUNG-JAE
YOON SEUNG-JAE
Yoon Seung-jae.
Yoon Seung-jae.
Yoon Seung-jae.
[door closes]
Hey, Ggong. Yoon Seung-jae.
You've heard the name?
Yes, I left the investigation report
on your desk.
[Seong-il] Investigation report?
GANGNAM "A CLUB" VIP NARCOTICS CASE
GANGHA POLICE STATION
YOON SEUNG-JAE DEATH CASE
BODY FOUND FLOATING IN WATER
BODY IDENTIFIED BY FIANCÉE (HAN SEOL-AH)
NONGHYUP LIFE INSURANCE
2025 CERTIFIED
INSURANCE FRAUD INVESTIGATOR
[mumbling]
What? He's still not here yet?
The quarter's just about to close.
- That little piece of…
- [phone beeps]
- Damn it…
- [line rings]
- [line clicks]
- Hey, Mr. Cha.
Where are you, punk?
Oh! Well, then you should
use some funds for sure, yeah.
Yeah, yeah, all right. Be careful, okay?
- [phone beeps]
- What did he say?
That he's working
on a big case. [Chuckles]
[sighs] I swear,
I'm done being this office's jibakryeong.
I really am!
"The Purpose of Insurance."
[funky music playing]
CHEONGUN, WHERE LIFE IS GOOD
WELCOME TO CHEONGUN CITY
All right, the backers are here.
Where are you, hitter?
- [Woo-seok] I'm a half-mile behind you.
- This is your first time, right?
We'll go straight, turn right,
and slam on the brakes, so be bold.
Just go for it. Just go for it and hit us.
Man, but it's a small car…
Just hit us hard.
We won't die anyway, man.
All right, I'm going full force, then.
Okay, what's the plate number again?
7622. Okay, don't make it too obvious.
Hey, let's go.
[patrons chattering indistinctly]
[associate] Why isn't he here yet?
Ah, Cha Woo-seok, you jerk.
What's taking so long?
- Hey, scoot over, will you?
- [passenger] Damn it! Just stay still.
- Man, why is it so cramped in here?
- Hey, this guy… Why isn't he…
Where is he?
Hello? Where are you?
You said it was a foreign brand.
Yeah, it is. But it's kind of big.
What's he talking about? [Clicks tongue]
[horn honks]
[triumphant music playing]
- [gasps]
- [horn honks]
SEOUL 06 G 7622
Hey, look! Hey, hey, hey!
- Oh, no!
- [clamoring]
- [shouting, clamoring]
- Go! Go!
[shouting, clamoring continues]
Faster! Faster!
Hey, you crazy bastard! Stop the car!
Hey! Step on it. Just step on it, man!
[shouting, clamoring continues]
Go, go, go, go! Step on it!
Go, go, go, go! That way! That way!
Hey, hey, hey! Come on!
[chuckles]
- Hey! Watch out!
- [clamoring continues]
[patrons gasp]
[yelps, groans]
Ouch…
[groaning]
[patrons murmuring]
[associate] Ah, geez
[passengers groaning]
Ow, I feel like I'm going to die.
I am gonna die.
[recruiter] What are you looking at?
It's nothing. Go back inside.
Oh, no!
I was going to hit you from behind,
but you crashed
into the truck in front of you.
Hey, were you trying to
kill us or something?
Yeah, how did you know, huh?
- [associate] Hey.
- Yeah?
Oh, uh, let me introduce you.
This here is Detective Kim
from the Cheongun Police Station.
Oh, and Detective Kim,
this is the Cheongun Family Gang.
An insurance fraud ring.
Ah… Oh… [chuckles]
An insurance fraud ring?
- Don't move. Don't move.
- Detective… Detective?
Show me your hands.
- [screams, groans]
- N-No, no, no.
- Hey, hey, hey!
- Yo, I'm hurt!
Let's go.
- [passenger groans]
- [Woo-seok] Bye!
Hey, no wonder.
That's why you wanted to
meet here randomly
- and not the station.
- [Woo-seok chuckles]
[Woo-seok] Here.
Files on all the scams they've pulled off.
CCTV footage included.
Wow. This is what I'm talking about.
A guy like you
should've stayed a detective.
I'll show you
what you asked me to look into.
[inhales sharply]
When the team got there,
he was already dead.
It was an accident.
Are you sure Yoon Seung-jae was
on that yacht alone?
Yeah, there were quite a few witnesses,
like the harbor staff and some anglers.
- What about the autopsy?
- Drowning.
Seems he accidentally fell into the water
and then he hit the propeller.
There's nothing unusual
about the incident itself,
except for…
Here it is.
At the time, his entire family was abroad,
therefore his fiancée came
to confirm his identity.
The body was severely damaged,
so I was worried she might faint,
but she didn't even bat an eye.
[sinister music playing]
Here.
I've canceled the insurance,
you don't have to worry.
[phone buzzing]
CHAIR KIM
I always make sure to put domijjim
on the table for my father's jesa.
- He must've liked it.
- [Chair Kim scoffs]
Actually, he hated it.
I only make it because I want to eat it.
[opera music playing]
Try it.
Are you sure you didn't make it for me?
- Sharp as ever. [Chuckles]
- [chuckles]
[Chair Kim] Back in the day,
I'd visit Han's studio
with sliced raw fish,
and you'd get so excited.
Boy, you were just a little kid,
and there was nothing you wouldn't eat.
- [chuckles]
- You remember stuff like that?
Visiting Ms. Kim's family was a good call.
You've got to be smart
like that to protect the company.
These days, there's so much talk
about workplace bullying and whatnot.
How did you know
They called to thank me.
You know her father works
at the National Tax Service?
If they wanted to,
they could clean out an auction house.
[Seol-ah] From what I've heard,
it had to do with Ms. Kim's personal life.
They don't hold any grudge
against us at all,
though her mother has been having
a hard time.
You're having a hard time too.
I heard your fiancé had an accident.
If something like that happened,
you should've told me
and taken some time off or something.
I figured it's best
to just focus on work. [Chuckles]
Tsk, tsk, tsk.
You poor thing.
[sighs] Here, hurry up
and eat while it's still warm.
[sucking]
[Seol-ah retching]
[tense music playing]
[toilet flushes]
[sighs]
[sighs]
[piano music playing]
I'm Cha Woo-seok,
the insurance investigator who called.
SENIOR MANAGER CHA WOO-SEOK
What is this about?
I'm investigating
Mr. Yoon Seung-jae's insurance.
I know he had a fiancée.
I know, Seol-ah nuna.
Do you know Ms. Kim Yun-ji as well?
Sorry?
This woman.
[manager] Oh, I've seen her.
She's been coming here often lately.
Ms. Kim Yun-ji was here?
What for?
That I don't know.
[patrons chattering indistinctly]
What was her relationship
with Mr. Yoon like?
Did they knew each other
for a long time, or…
[manager] They didn't seem close at all.
Actually, Mr. Yoon
wasn't really fond of her.
When was she here last?
[manager] The day
before Mr. Yoon's accident.
Even that day, she showed up,
said she had something to tell him,
and waited until we closed.
Right there.
[door opens]
[door closes]
[melancholy music playing]
[Detective Kim] When the team got there,
he was already dead.
It was an accident.
Kim Yun-ji met with Yoon Seung-jae…
[sighs] …and now they're both dead.
Just ten days apart.
I didn't know you were this capable.
[Seong-il] A cop may have
reasonable suspicions.
But why would an insurance investigator
chase a case with no payout?
See, that's your problem, "Sir".
You lack imagination.
Do you think this is the first time?
This is why you're always behind me.
Don't you think your imagination
is the problem?
Isn't believing your sister was murdered,
just… [sighs] …a delusion?
[scoffs]
You cant admit your incompetence as
a detective, yet you want peace of mind.
So yeah, I get it.
But are you at peace?
[melancholy music playing]
[Woo-hee] What are you thinking about?
Ugh, quit worrying!
I'm not worried.
Really, It's written all over your face.
I didn't lie like the others.
I told them straight up
that I was going on a trip
with my boyfriend.
[chuckles]
Wow, when did you grow up so much?
At this rate, I'll get married before you.
[sighs]
Ms. Cha Woo-hee, easy, all right?
Gettin' married, already?
I'll have what she's having.
Did you know that Kim Yun-ji went
to Yoon Seung-jae's restaurant?
The day before his accident.
So?
Why did the two of them meet?
No matter how close you are,
you can't know everything about them.
So, you know nothing?
Oh, then what could it be?
Why did your fiancé have
to meet your co-worker in secret?
[inhales sharply] And it seems like
they met more than once.
Oh, no way.
Were they involved or something?
[tense music playing]
Killing because you love.
Killing because there's no love.
Wanting to kill as much as you love.
Affairs are the most common motive
for murder.
[scoffs]
Affair?
Don't like that topic?
How about premeditated murder?
Do you know what all insurance scammers
have in common?
Once they get a taste of money,
they always want more.
Bigger money, easier money.
The scale keeps growing,
and they keep getting bolder,
- so people around them start to notice.
- [scoffs]
- What does that have to do with my
- [Woo-seok] Ms. Han Seol-ah.
I'm following up on a tip.
Yoon Seung-jae's death appears
to be a murder for insurance.
[scoffs]
It was Ms. Kim Yun-ji, wasn't it?
We were supposed to meet that night.
And then she kills herself?
[scoffs] That doesn't make
any sense to me.
Stop playing detective for once.
I never got any insurance money,
which means I'm not
someone you should be investigating.
If I dig deeper, I'll find the answer.
What is it that you really want to know?
Your fiancé and Kim Yun-ji…
Did you kill them?
[scoffs]
[scoffs]
[gasps]
[sighs]
SATURDAY, SUNDAY
HAN SEOL-AH IN CHEONGUN CITY
HAN SEOL-AH, KIM YUN-JI, YOON SEUNG-JAE
A love triangle?
It seems Han Seol-ah didn't know.
Really?
Micro expressions. [Sighs]
No matter how good your poker face is,
you can't hide the fleeting expressions
that pass in an instant.
She didn't know.
[inhales sharply] Well, they're both dead,
- so there's no way to find out now.
- [sighs]
[Gong] What really happened?
[inhales sharply] But that woman…
When I asked her if she killed them both,
she was unfazed.
It's one of two things.
Either she's innocent,
or she's deceiving everybody perfectly.
Isn't it only attempted fraud then?
Ju Hyun-su didn't intend
to commit murder either.
It started with the insurance money
from the car accident.
When his personal
injury claim got blocked,
he looked for a scapegoat.
And that was my sister.
So, you think Han Seol-ah likely received
an insurance payout in the past too?
Probably.
[sighs]
[tense music playing]
[employee 1] I heard Ms. Kim died
after an argument with Ms. Han.
[employee 2 gasps] Really?
I heard Ms. Han treated Ms. Kim terribly.
[sighs]
[employees whispering]
I started feeling anxious
when you cut up that painting.
[scoffs] If I were her,
I would have wanted to die too.
I never told you this, but Ms. Kim came
to me in tears more than once or twice.
Because of you, of course.
Right, you should've
comforted her properly.
Seems like she couldn't
rely on you either, Mr. Song.
[sighs] Anyway, forget it.
What matters is public opinion, right?
[voice] The real reason Kim Yun-ji died.
I heard Han Seol-ah was
always picking on Kim Yun-ji.
There have been rumors lately,
- Ms. Han is Chair Kim's hidden daughter?
- [scoffs]
[voice] Ah, no way.
If you want to sway public opinion,
at least use multiple accounts.
What? What?
Oh, shit.
She really has a sharp eye, seriously…
Oh, damn it.
[funky music playing]
[camera shutter clicks]
[Eun-hyuk] Bring it up a bit.
[camera shutter clicking]
Okay, next.
Stop.
[Eun-hyuk sighs]
Lighting, 20.
Okay, next one.
[phone buzzes]
[Eun-hyuk] Hey. Should we take
a ten-minute break?
Sure.
THE REAL REASON KIM YUN-JI DIED
RUMORS ABOUT CHIEF AUCTIONEER REPLACEMEN
IS IT TRUE THAT MS. HAN IS QUITTING?
[visitor] So what do you think?
About what?
How much do you trust
your best friend, Han Seol-ah?
Just go do your job.
That eonni scares me now.
And I'm worried about you, oppa.
[sighs]
Be honest. You suspect her too, don't you?
Look,
Eun-hye, it was Seol-ah
who got you this internship.
The scholarship you received,
the training opportunity…
You didn't just get them by chance.
[scoffs] I never asked her to.
Who does she think she is?
- Come on. She considers us family.
- [Eun-hye] Family?
She's just pretending to do things
for me while using you.
She keeps you around
so you take photos like this.
Watch what you say, will you?
[sighs]
[siren wailing in distance]
[melancholy music playing]
This is really good.
[Woo-seok chuckles]
Mister, I know you said it before,
that if I got sick
and my mom got the money,
it wouldn't really make her happy.
And that it would only
lead her down a bad path.
What would happen to Mom
if I told you the truth?
[sniffling] Would she be taken away?
[sighs]
Chae-rin.
You're the only one who can stop your mom.
You can stop her now.
And all I want is to protect you
so you stop suffering.
I'm sorry I couldn't stop it sooner.
[sniffles, cries]
[sighs]
This makes me so mad.
How many years do you think
Chae-rin's mom would actually serve?
Seriously… Can't they just lock
someone like that up for good?
Calls herself a mother!
I'm glad Chae-rin spoke up,
even if it's only now.
I wonder if this is what she wanted…
No matter how bad a mother is,
a child would still miss them.
Still, we couldn't
just leave her like that.
We had to save her.
Yeah, did we really save her, though?
At least we saved her from the worst.
Ah, what a crazy world…
All for the sake of money.
I applied for her foster care
and medical support,
you follow up on it, Mr. Ahn.
Oh, yes. Don't worry, it's all set.
[phone buzzing]
[Woo-seok sighs]
Cha Woo-seok speaking.
Mr. Cha, I'm calling from
the Insurance Fraud Prevention
at the Korea Life Insurance Association
regarding Han Seol-ah
and found one policy at HA.
[tense music playing]
[printer whirring]
SHOCK AS DOCTOR IN 30S DIES
IN SUSPECTED PROPOFOL SELF-INJECTION
NFS REVEALS, "CAUSE OF DEATH WAS
PROPOFOL OVERDOSE, NO SIGNS OF FOUL PLAY"
[Woo-seok] The doctor's name is
Choi Young-ho.
He had a life insurance policy
with HA Life Insurance,
with 350k payable
to his then-girlfriend, Han Seol-ah.
His policy was also canceled
before he died.
What? So she never received
that money either?
- [sighs]
- I mean…
What's going on with this woman?
In any case, she never received a payout.
Wait, two people are dead now,
both covered by huge insurance
policies with the same beneficiary.
As a former detective,
don't you find that suspicious?
I do, that's why
it's not really our business,
unless the police take an interest in it.
Man, you've really become
a corporate guy to the core. [Sighs]
Just leave it to Detective Gong.
Don't waste your energy on something
- that won't help your stats.
- [sighs]
- Tsk.
- [smacks lips] Hey, Cha-cha.
Hey, Cha-cha!
Hey, why am I reminded of that movie?
[eerie music playing]
What are you doing?
Don't you know Basic Instinct, Mr. Koo?
Couldn't Han Seol-ah be
like Sharon Stone in Basic Instinct?
Using her incredible beauty
to lure men into insurance policies,
then killing them without mercy! [Grunts]
[grunts]
Should I just kill him already?
"Insurance investigator."
ION MENTAL CLINIC
I don't see why I should tell you
about a deceased person's private life.
You're not an officer.
Then do you know
a woman named Han Seol-ah?
[scoffs]
Our client's information
is strictly confidential.
So, Ms. Han Seol-ah was your patient?
[tense music playing]
Anyway,
I have nothing to tell you. [Sighs]
[sighs, smacks lips]
[chuckles] Hello.
Hello.
Ugh, hmm, I'm so hungry.
Hmm… [sighs]
Ms. Kim Mi-yeon?
Do you know anything about Ms. Han Seol-ah
and Dr. Choi Young-ho?
Could you spare me a moment?
[sighs] It won't be cheap.
[scoffs]
[inhales sharply]
Was it depression?
[Mi-yeon] Mmm.
I guess she was really hurt
after breaking up with her boyfriend.
[inhales deeply]
[inhales sharply] So, she had another
boyfriend before Dr. Choi Young-ho?
What? You think she never dated
before that, when she's that pretty?
Dr. Choi was head over heels,
he even dumped his girlfriend for her.
[tense music playing]
Anyway, the wounds of love
are healed through new love.
It's one of those cliché stories.
Judging by how things
turned out for Dr. Choi, though,
it didn't really work.
[inhales sharply]
[Woo-seok] By any chance,
is there anything else you know
about Han Seol-ah's ex-boyfriend?
He died somewhere in the Middle East.
I heard it was in a terrorist attack.
Are you sure he's dead?
[Mi-yeon] Yeah. I mean,
you don't hear that often.
A terrorist attack.
HAN SEOL-AH MEETING WITH CHAIR KIM,
AUCTION TEAM AFTERNOON MEETING
HAN SEOL-AH BUSINESS TRIP
LEASE SIGNING FOR LUEN PALACE UNIT 702
Did you know that Kim Yun-ji went
to Yoon Seung-jae's restaurant?
The day before his accident.
Why did the two of them meet?
LEASE SIGNING FOR LUEN PALACE UNIT 702
[Eun-hyuk] You're still here this late?
Y-Yeah.
Why?
Uh, I was just organizing some documents.
Anyway, what brings you here at this hour?
[inhales sharply]
Um…
I just wanted to ask you something.
Seung-jae hyeong once mentioned…
That he put you in his life insurance.
By any chance…
Did you get the payout?
Why do you want to know that?
- Tell me, I need to know.
- [scoffs]
Why are you acting like this too?
You…
Did you really love Seung-jae hyeong?
[melancholy music playing]
Hey, Seol-ah.
What exactly is it that you want to hear?
Don't you think you're being
too cruel to me right now?
No, that's not what I meant…
I thought at least you were on my side.
[scoffs] So this is all we are Eun-hyuk.
INSURANCE FOR THE ONES YOU LOVE
[scoffs]
[sinister music playing]
YOON SEUNG-JAE, CHOI YOUNG-HO,
A THIRD MAN?
HAN SEOL-AH
[sighs, smacks lips]
[groans]
[sighs]
Mmm.
[grunts]
"TERRORIST BOMB ATTACK IN SYRIA
KILLS KOREAN MAN"
1 KOREAN AID WORKER KILLED
[newsreader] On the 14th,
amid a terrorist attack
by the IS armed group in Raqqa, Syria,
a Korean aid worker was killed,
adding to the tragedy.
The attack took place in an area
controlled by IS-affiliated armed forces,
and reports say dozens of people were
killed in the powerful explosion.
THE DECEASED WAS A KOREAN NGO WORKER
PROVIDING HUMANITARIAN AID…
It was consigned under my name?
Yes, I was told someone left it here
and it was to be given to you.
The title is
"An Orphan from Syria."
Nice painting.
[tense music playing]
Unauthorized personnel are
not allowed here.
Please leave.
Seven years ago,
there was a woman who had a boyfriend.
He was an aid worker
for a relief organization
who often went
to dangerous conflict zones.
He took out a life insurance policy
that would pay $140,000
in the event of his death.
To the woman he loved the most.
[smacks lips] The man was killed
in a terrorist attack in Syria…
But the woman couldn't
collect the payout. Why?
Because he suddenly canceled the policy.
The shock must have been enormous.
She lost both her lover
and the insurance money.
The woman, suffering from depression,
began seeing a psychiatrist.
Whether she truly had depression
or was pretending, no one knows.
And this is where the psychiatrist
enters the story.
A man who fell
in love with her while treating her.
ION MENTAL CLINIC
DIRECTOR CHOI YOUNG-HO
He took out a life insurance policy
with the woman as beneficiary,
but canceled it a few days
before his suicide.
The same can be said about the restaurant
owner who drowned in the river.
The woman lost three men
but gained nothing from their deaths.
On the other hand, I learned something
from these three cases.
If you fall in love with Han Seol-ah…
You will die.
That's a fact.
The men probably wanted
to save that wounded woman.
That's just how men are.
Once they fall in love,
they stop thinking straight.
So they gave everything they had,
even their own lives.
To them…
She must have seemed pitiful
and vulnerable.
A woman in need of protection.
So how does that woman
look to you right now then?
[tense music playing]
Not sure.
I can't really see her.
[gentle music playing]
Now, can you see?
[sighs]
That pitiful woman.
Does she really look
like the kind of woman
who wants to be saved by another man?
Everyone who loves me ends up dead?
You're talking as if you know
everything about me.
Then please tell me one thing.
Who's next?
Next?
The next man who will fall in love…
With Han Seol-ah.
SPECIAL THANKS TO LEE ELIJAH
AND HA SEOKJIN FOR THEIR APPEARANCE
[Seol-ah] The pain of becoming a mistress.
And a man who refuses
to honor the promised price.
[Woo-seok] What did you gain
from those men's deaths?
Does knowing that
change anything at all now?
[Woo-seok] I think I know where it is.
[Jun-beom]
It felt like I was falling in love.
So, have you picked the next man?
[Seol-ah] If you don't want people
getting the wrong idea, step aside.
Who are you, really?
Why did you approach me?